How to Withdraw from Upwork to Naira Using Crossboda

Earned in dollars on Upwork? Here is how to move your funds to Crossboda and withdraw to your Nigerian bank account at competitive rates.

Step-by-Step: How to Link Crossboda to Upwork

Withdrawing directly to local banks can mean lower exchange rates and longer processing times.

Using Crossboda allows you to:

• Receive USD into a virtual US account
• Convert at competitive FX rates
• Withdraw to your Nigerian bank account quickly

Step 1: Get Your Crossboda USD Account

If you do not have an account:

1. Sign up on Crossboda
2. Complete identity verification
3. Go to Account Details on your dashboard
4. Copy your USD virtual account details

You will use these details on Upwork.

Step 2: Add Crossboda as a Withdrawal Method on Upwork

Setting up Crossboda on Upwork takes only a few minutes.

1. Log in to your Upwork account
2. Go to Settings
3. Click Withdrawals
4. Select Add a Method
5. Choose Wire Transfer (USD)
6. Enter your Crossboda USD account details exactly as provided (SWIFT, IBAN/account number).
7. Confirm and submit

Your withdrawal method will be active once approved.

Important:
If this is your first withdrawal on Upwork, you may need to complete your tax information and identity verification before adding a payment method. Simply follow the on-screen instructions.

Step 3: Withdraw from Upwork

Once your payment method is set up:

1. Log in to your Upwork account
2. Click Get Paid.
3. Select your Wire Transfer method.
4. Enter the amount you want to withdraw
5. Click Withdraw Now
6. Review the details and click Submit.

Upwork will process the transfer to your Crossboda USD account.

Step 4: Convert USD to Naira

When the funds reflect in your Crossboda dashboard:

1. Click Withdraw
2. Add your Nigerian bank account details if not already added
3. Choose your preferred option:
   
   • Instant withdrawal
   • Marketplace option for peer-to-peer rates
   • Scheduled withdrawal

Confirm the transaction to receive Naira in your bank account.

You have already done the work and earned in dollars. Using Crossboda helps ensure you maximise your earnings when converting to Naira.